LendInvest has reduced residential mortgage rates by up to 0.45 per cent and brought out a 90 per cent loan to value (LTV) product.
The lender has reduced two and five-year fixed rates, with the two-year fixed rate at 70 per cent LTV in its standard range starting from 6.44 per cent for properties with an EPC rating between A and C.
The equivalent standard product starts at 6.49 per cent for properties with an EPC rating that is lower than C.
LendInvest’s standard five-year fixed rate at 70 per cent LTV is 6.39 per cent whilst its EPC-discounted version is priced at 6.34 per cent.
The firm has reintroduced its five-year fixed rate deal at 90 per cent LTV, with its standard product priced at 7.14 per cent and its EPC-discounted iteration coming to 7.09 per cent.
Esther Morley (pictured), managing director of residential mortgages at LendInvest, said: “Adjusting our product set to match the ever-changing needs of homeowners and our brokers alike is of the highest priority for the team.
“We are delighted to be releasing these new and improved updates for our residential mortgage range, and improving the process by which you apply for and secure a mortgage with us.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.