Borrowers will be able to access term loans of up to 10 years for buy to let (BTL), with one-, two- and three-year fixed rate options.
Bridging loans of up to 18 months for business purposes like renovation, refurbishment and development exits will also be available.
Borrowers will also be able to access “established features” of the lender’s existing proposition, which includes consideration of your application by an in-person credit committee, no stress testing, and decisions in principle (DIPs) within one business day.
RAW Capital Partners previously offered bespoke mortgages to foreign nationals, UK expats and Channel Islanders buying BTL investment properties, and only offered mortgages to UK residents by exception only.
Tim Parkes, CEO of RAW Capital Partners, said: “This is a huge moment for RAW Capital Partners. For years, we’ve specialised in lending to foreign nationals and expats looking to invest in UK property – but now we’re bringing our bespoke and flexible lending approach to UK residents.
Aldermore Insights with Jon Cooper: Edition 9 – Why lending strategy is becoming more central in buy to let
Sponsored by Aldermore
“The timing feels right – the Bank of England has been cutting the base rate throughout 2025, but so many brokers, and their UK clients, are still unable to access the specialist mortgages they need. Our combination of competitive rates, diverse product options, and flexible approach to lending is designed to fill this gap in the market.
“It’s a really exciting step for RAW. Our track record for working with global investors with complex borrowing needs means that we can take on cases that other lenders will shy away from. I’m confident our new offering will deliver significant value to the UK market and further establish RAW as a trusted partner for brokers and borrowers alike.”