Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society Group. It exists to help brokers look after what matters most, their clients.
Accord has adopted something it grandly calls ‘principle-based lending’ or to put it another way ‘good old common-sense lending’.
- Direct access to underwriters
- Expert BDMs and TBDMs and dedicated broker support
- Competitive product range, including new build and offset
- Product transfers online - it’s a quick and simple application process
- Buy-to-let lending to consumer buy-to-let, first-time and portfolio landlords
- Great procuration fees paid weekly, including residential and buy-to-let product transfers
- Welcome box sent on completion of a house purchase
- Growth Series – an essential free resource for brokers who want to build their business.
Aldermore knows not all clients fit a one-size-fits-all model and require a more specialist approach. That’s why its experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving the lender more of an opportunity to support them to find the right mortgage, whatever their circumstances.
Aldermore supports a wide range of people, including first-time buyers with low deposits, homeowners looking for a better remortgage deal, landlords big or small, borrowers with less than perfect credit and those aged 55 and over.
Alexander Hall Associates
Alexander Hall is a mortgage and protection intermediary based in London serving all of the UK, established in 1992.
The business prides itself on bringing fresh people into the industry, cultivating highly-trained employees, delivering quality, and building strong relationships with its customers and business partners.
Alexander Hall promotes a culture of hard work, integrity and collaboration which empowers its diverse and inclusive workforce to provide customers with a five-star service.
Bank of Ireland UK
Bank of Ireland has supported customers in the UK for over 200 years, and employs around 1,800 employees. Supporting two million customers, Bank of Ireland UK plc comprises:
- An established financial services partnership and foreign exchange joint venture (FRES) with the Post Office
- A long-term partnership with the AA, which brings competitive financial services products to nearly three million AA members
- A successful UK mortgage business
- A growing UK car, asset finance and leasing business, under the Northridge Finance and Marshall Leasing brands.
- A full-service retail and commercial bank in Northern Ireland
Barclays aims to create a culture where individuals of all backgrounds feel confident in bringing their whole selves to work.
A place where they feel included, empowered and where talent can be nurtured.
In order to do this, it is fully invested in five global pillars of focus: Disability, Gender, LGBT, Multicultural and Multigenerational.
Disability – Barclays has been awarded gold status by the Business Disability Forum for its work towards creating a truly inclusive and accessible environment for all customers, clients and colleagues.
Gender - Programmes such as International Women's Day, the Barclays Global Women in Leadership Conference, sponsorship and mentoring initiatives, enable Barclays to support the considerable achievements of the talented women across its business.
LGBT - Barclays support customers, clients and colleagues across the broad spectrum of gender and sexual diversity. Barclays was ranked in a special group of eight companies that sit above Stonewall’s Top 100 Employers.
Multicultural - Barclays is a proud signatory of Business in the Community’s Race at Work Charter and is committed to supporting all colleagues, regardless of religion, ethnicity, nationality or race.
Multigenerational – The business aims to be an employer of choice across generations by providing tools and programs that enable our colleagues to balance their work lives with their personal commitments, while providing them with career development opportunities at each life stage.
Barclays has a responsibility to build and maintain a diverse and inclusive environment. These five global pillars of focus will continue to sit at the heart of this ongoing commitment to all employees, clients and stakeholders who have their own unique set of talents and perspectives.
Bluestone Mortgages prides itself on being able to offer residential and buy-to-let mortgage products to those who've encountered unforeseen financial issues.
It is a specialist mortgage lender that deals with adverse credit and complex cases. Its range of products has been designed for people that don't fit the traditional customer profile of high street banks.
Bluestone’s service is special too – the lender promises to treat customers as individuals and make decisions based on their circumstances, not their credit score.
It is committed to being a responsible lender and its team of highly experienced underwriters will take a holistic view of every customer’s profile to ensure it takes their individual circumstances into account.
Bluestone makes complex lending easy.
BM Solutions is dedicated to supporting intermediaries with competitive products, forward-thinking technology and award-winning service.
It’s committed to supporting you and your clients through its experienced team of BDMs.
BM’s award-winning five-star service comes as standard, but it doesn’t take things for granted.
The lender is continually refining its products and criteria to suit your needs, so that you have all you need to do business with BM Solutions.
As the UK's leading specialist lending distributor, Brightstar Financial helps brokers grow their business by providing the knowledge and resources needed to diversify into new lending areas.
With a market that's more complex than ever, it's hard to be both up to date and proficient on every type of lending - that's where Brightstar comes in. It works with more than 75% of the UK intermediary market and has originated more than £3billion of specialist lending debt.
The business has also won more than 110 national awards, including Sunday Times Best Small Company to Work for 2019 and 2020.
Capita is driven by its purpose: to create better outcomes for employees, clients, customers, suppliers, partners, investors and society.
It is committed to being a responsible business in how it operates, serves society, respects its people and the environment, and delivers attractive returns to investors.
Every day Capita helps millions of people, by delivering innovative solutions to transform and simplify the connections between businesses and customers, governments and citizens.
It partners with clients and provides them with the insight and cutting-edge technologies that give time back, allowing them to focus on what they do best and making people’s lives easier and simpler.
Going into its 15th year, Censeo provides a mortgage advice service to housing associations and developer clients and their customers. It was set up as a mortgage provider specialising in providing mortgages to first-time buyers and has since become a recognisable, trusted and award-winning brand.
This has been achieved through partnerships with clients, lenders and government agencies alongside its frictionless processes underpinned by innovation and economies of scale.
Since 2007 it has helped thousands of first-time buyers into their new homes and been at the forefront of promoting shared ownership as the fourth tenure in the UK residential market.
Connells Group is the largest estate agency network in the UK. With over 1,200 high street branches, the group trades under 85 well-known and trusted local estate agency brands.
Connells is also one of the UK’s largest mortgage distributors. It has a large and mature business supporting its estate agency customers and branches, with a national network of more than 1,000 mortgage consultants.
The Group owns Mortgage Intelligence (MI), which operates an AR mortgage network and a club, and Dynamo, a phone-based specialist mortgage business and a specialist mortgage club for the DA market.
Connells Group also includes the New Homes Group, encompassing New Homes Mortgage Helpline, Torc24, IMH and New Homes Mortgage Scotland.
Coreco is an award-winning, professional mortgage brokerage which brings a refreshing, down-to-earth clarity to the advice process. This is framed by an outstanding level of service that is built round the customer.
We have vast experience serving both first-time buyers, many time movers and buy-to-let landlords while we have become specialists in the self-employed, freelancer and contractor markets.
We are equally adept at dealing with financial, banking and legal professions as we are with those in creative, media and technology industries as well as small business owners.
Coreco takes the time to really understand your needs and objectives before providing top quality advice, making what can be a stressful process smooth, calm and even fun.
Coventry for Intermediaries
Coventry for Intermediaries prides itself on a simple and straightforward approach.
For over 10 years, its pledges have demonstrated a commitment to intermediaries. It’s dedicated to providing award-winning services to both you and your clients. That’s why Coventry gives you two BDMs - one in the field and one on the phone.
It also respects that your clients are your clients. At maturity, the lender directs them back to where their journey began – and that’s you. Additionally, it keeps product transfers simple. There’s no form to fill in; all you need to do is call.
Digital Cat Consultancy
With technology constantly at the forefront of our mortgage transformation discussions, Digital Cat helps clients navigate the art of the possible through collaboration with the best of today's solutions while planning for a digital future which is still evolving.
Employing over 25 years’ experience in sales, customer service and mortgage lending, its clients trust Digital Cat to understand the complexities of their business and the markets they work in.
The business is passionate and dedicated about improving the mortgage experience for its client firms and their customers.
Digital Cat has been recognised for innovation, mortgage transformation and supporting Women in Banking by focusing on what technology can do for people and customers.
Fleet Mortgages was launched five years ago by one of the most experienced management teams in the UK buy-to-let market under the leadership of Bob Young. Fleet is a broker-focused proposition with flexible criteria across standard, limited company and HMO products to reflect both brokers’ and landlords’ real needs.
Fleet Mortgage lends to those who can afford it and is always fair with customers, brokers and all business partners. The lender strives to offer an outstanding service built around trust, accessibility to BDMs, underwriters and completions team, and to build a company which all staff are proud to work for.
Fleet will continue to innovate and grow, giving its intermediary partners the ability to provide bespoke solutions for both professional and semi-professional landlords, and will always remain committed to the buy-to-let market, keeping the broker at the heart of everything it does.
Fluent Money Group
The Fluent Money Group is one of the UK’s largest secured lending brokers, established in 2008. It specialises in delivering impartial and qualified advice on multiple financial products; first and second charge lending through Fluent Money and Fluent Mortgages; equity release through the Fluent Lifetime brand for 55+ customers, and general insurance advice, complementary to all brands.
Fluent Money Group has embraced technology to empower customers with seamless digital customer journeys, through the unique My Fluent App and website, allowing customers to stay in control throughout their application. Fluent also uses Electronic ID verification, which is secure, convenient and saves processing time.
Beyond the fintech, Fluent prides itself on delivering personal customer experiences; always at the end of the phone to keep customers informed. This keeps them coming back time and time again for their borrowing needs.
Halifax wants to make life as easy as it can for intermediaries. That’s why it’s committed to providing and delivering excellent products and service to you and your clients.
It’s easier to do business with Halifax Intermediaries.
Its product proposition includes home movers, remortgages, large loans, new build, Help to Buy and affordable housing.
You can also secure a great new deal for your existing Halifax clients and retain their business with Halifax Product Transfers and Further Advances.
HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.
Throughout its history it has been where the growth is, serving customers and communities by connecting them to opportunities, whilst ensuring banking remains simple, safe and sustainable.
HSBC UK’s dedicated intermediary mortgage channel continues to offer the flexibility and functionality needed to provide a high-quality service to our intermediary partners and their customers.
The broker journey has been transformed by its broker platform with digital integration reducing packaging requirements, income and expenditure requirements as well as time to offer.
The lender’s business development managers and UK-based telephony broker helpdesk continue to provide a superior level of support that its partners have become accustomed to.
IMLA – the Intermediary Mortgage Lenders Association - represents the views and interests of UK mortgage lenders involved in the generation of mortgage business via professional financial intermediaries. It has a strong lobbying voice and an active research programme, publishing its research reports and shorter articles on its website on a regular basis.
Keystone Property Finance
Keystone Property Finance is a specialist buy-to-let lender for intermediaries.
It lends to landlords borrowing both personally and through a variety of corporate structures including trading limited companies, SPVs and LLPs.
Keystone has established itself as one of the go-to lenders for brokers who have complex landlord clients that are looking to finance standard buy-to-let properties, as well as higher-yielding properties such as HMOs and multi-unit freeholds.
Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.
Kinleigh Folklard & Hayward
Kinleigh Folkard & Hayward provides a comprehensive range of property services including residential sales, lettings, block and estate management, financial services, surveying, commercial property and conveyancing services.
Established in 1977 the company now employs over 800 staff operating from more than 60 branches across the capital.
L&C Mortgages is the UK’s leading fee-free mortgage broker, providing award-winning mortgage and protection advice from offices in Bath, Newcastle upon Tyne and London.
Over two million people have already come to L&C, online and over the phone, for expert mortgage advice backed up with help and support throughout the mortgage process.
It continues to expand capacity to meet the growing demand from homebuyers and homeowners keen to get best value for their mortgage.
Landbay is a specialist buy-to-let lender providing tailored lending solutions to landlords operating across various sectors of the market, via mortgage intermediaries. Its products include fixed and no-ERC tracker rates, with some products being specifically designed for HMOs and MUFBs.
Landbay’s team offers an in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips them to take on complex cases.
With a highly experienced underwriting team you can speak with directly, Landbay provides a transparent and rational approach to securing mortgage finance, with speed and flexibility at its core.
Leeds Building Society
Leeds Building Society is the fifth largest building society in the UK with over 140 years of experience. As a mutual, its core values show its commitment to developing and innovating the Society to help their members and intermediary partners alike, with the intention of getting better and better.
Going above and beyond conventional lending, Leeds has won a host of prestigious awards for its mortgages, demonstrating its commitment to the market and those it serves.
Legal & General
Established in 1836, Legal & General is one of the UK’s leading financial services groups and a major global investor, with international businesses in the US, Europe, Middle East and Asia.
With over £1 trillion in total assets under management, it is the UK’s largest investment manager for corporate pension schemes and a UK market leader in pensions de-risking, life insurance, workplace pensions and retirement income.
It has also invested over £19 billion in direct investments such as homes, urban regeneration, clean energy and small business finance.
L&G’s purpose is improving the lives of its customers, building a better society for the long term and creating value for its shareholders.
Legal & General Home Finance
Legal & General Home Finance is leading innovation across the later life market to help people enjoy a more colourful retirement.
Since entering the market in 2015, it has lent over £4.4 billion by developing customer-led solutions that offer flexibility and choice. That’s why one in five equity release customers chooses the provider, which is one of the largest lenders in the UK.
Legal & General Home Finance forms part of the Legal & General Group. Established in 1836, Legal & General is one of the UK's leading financial services groups and a major global investor, with almost £1.3 trillion in total assets under management at 30 June 2021.
Legal & General Surveying Services
Legal & General Surveying Services is recognised as being at the pinnacle of thought leadership, whilst at the same time an established and experienced risk partner of choice for C80% of the top 10 UK lenders. We are considered to be the benchmark of excellence, constantly delivering market changing solutions across the industry and are highly regarded as an innovator who sets the pace and raises the bar for the reimagining of the customer and client experience.
Masthaven’s mission is to build a bank that challenges the conventions of traditional banking. It aims to take a broader view of customer lending criteria, giving you direct access to expert underwriters and flexible solutions, quickly and conveniently.
It received its banking licence and launched its mortgage proposition in 2016 but Masthaven is not new. Far from it. The business has a track record in finance and providing class-leading, short-term bridging options and secured loans since 2004.
It doesn’t box-tick or credit-score. Society is changing, and its mortgage products reflect that: from helping contractors and self-employed to those that don’t meet the typical high street profile.
Masthaven is a digital bank with a human heartbeat because it knows people make much better decisions than a computer can.
Metro Bank’s aim is simply to revolutionise banking by creating FANs not customers.
With a national business development manager presence and a highly experienced underwriting team, Metro Bank provides a fast, efficient and reliable service to their mortgage partners and customers.
Metro Bank’s residential and buy-to-let products all follow the same principle, to be straight forward, easy to understand and geared towards the needs of the customer, whether they’re a first-time buyer, have a less than perfect credit profile or is an experienced landlord.
Mortgage Advice Bureau
Mortgage Advice Bureau is the UK’s most recognised mortgage intermediary brand, winning over 150 national awards for the quality of its advice and service.
It has over 1,400 advisers offering expert mortgage and protection advice on a local, regional and national level to consumers, both face to face and over the phone. Mortgage Advice Bureau handles over £14bn of loans annually, and was the first – and is currently the only – mortgage intermediary to have floated on the London Stock Exchange, having joined the Alternative Investment Market (AIM) in November 2014.
For more information visit mortgageadvicebureau.com or join the conversation on social media @MABCentral
Mortgage Brain is a mortgage technology expert that has developed market-leading software solutions for over 30 years. Its suite of products and services supports advisers with an end-to-end journey from sourcing to conveyancing.
Annually reinvesting 40% of overheads into product development enables continual enhancement of its solutions and new product development that transforms the mortgage process for everyone. Mortgage Brain is proud to proactively support intermediary mortgage advisers, lenders, networks, and corporates.
In 2020 its innovations include integrating its criteria and product sourcing systems, the launch of an affordability sourcing solution (Affordability Hub), the development of the COVID-19 support hub, and an Autumn/Winter market launch of Lendex.
MPowered Mortgages is a new lender available to you on the revolutionary MPowered platform, offering buy-to-let lending products that are flexible and competitive for individual, limited company and portfolio landlords.
The MPowered platform is specifically designed, start to finish, for brokers. The lender’s goal is to provide three things that both brokers and their clients value: Experience, certainty and control.
The MPowered application process is simple and intuitive, powered by smart artificial intelligence and deep learning. Automation, efficient data management and document extraction technology all power the MPowered adviser journey meaning less back-and-forth, errors and delays.
Less time and effort doing the hum-drum. Better options, delivered faster. More time to advise and develop business.
Nationwide for Intermediaries
Nationwide for Intermediaries has a strong commitment to the intermediary mortgage market with a national UK-wide business development team.
It aims to help brokers grow their businesses by providing a range of competitively priced mortgage products, excellent service and through continually investing in improved technology.
For every 10 people the lender helps to buy their home, over seven are thanks to brokers like you.
NatWest Intermediary Solutions
NatWest’s dedicated intermediary mortgage business offers a range of residential and buy-to-let mortgages for mortgage brokers to recommend to their customers including quick and easy product transfers.
Service is its no.1 priority – that’s why NWIS has a team over 50 BDMs covering the UK and a dedicated broker instant messaging service, LiveTALK.
NatWest’s service has been recognised by the industry, and was awarded a five-star rating for a fourth year in a row at the Financial Adviser Service Awards 2019.
Newcastle supports the mortgage intermediary market by providing competitive products, coupled with excellent customer service.
It is the intermediary arm of Newcastle Building Society, the ninth largest building society in the UK and the largest in the North East. It has a wealth of experience in intermediary lending and can be relied upon to deliver an excellent service that meets the needs of you and your customers.
OSB Group is a specialist lender, targeting mortgage market sub-sectors including buy to let, complex commercial and semi-commercial, development finance, residential lending (including Help to Buy and shared ownership), bridging finance, second charge loans and asset finance with, Precise Mortgages, Kent Reliance for Intermediaries and InterBay Commercial and Interbay Asset Finance as its primary trading brands. We’re backed up by a secure and solid retail savings model, comprising Kent Reliance and Charter Savings Bank.
P2M Asset Management
The team at P2M Asset Management Ltd has over 20 years’ experience providing practical financial planning advice to people, families and businesses.
The business provides advice across a wide range of services including investments, savings, mortgages and protection.
It is committed to putting clients at the heart of everything it does and to developing long-term relationships with clients. This is achieved by understanding the individual needs of each client and implementing tailored financial plans to address those needs.
P2M Asset Management Ltd prides itself on the friendly and approachable nature of its advisers and staff, and on playing an integral part of the local community.
It understands diverse cultures and communities and tailors its advice to meet clients’ needs.
The firm and the CEO Dina Bhudia have won multiple awards over the years.
Paradigm Mortgage Services
Paradigm Mortgage Services launched in September 2007 and currently has a membership of over 1,612 directly authorised firms. The distributor provides intermediaries with access to over 80 lenders and providers covering the whole of market, together with a full range of mortgage-related support services including equity release, protection and general insurance. It offers advisers a more personal and bespoke experience than other mortgage clubs by focusing on quality, challenging existing value chain dynamics and inspiring a new style of relationship between intermediaries, distributors, lenders and providers. To reward loyalty, Paradigm offers a unique, transparent profit share scheme which allows advisers to earn more per case. It also has a highly commended Mortgage Helpdesk team and is the only distributor to offer a Protection Helpdesk service too. CEO, Bob Hunt, participates in industry forums including AMI and sits on the board of the SMP.
Paradigm is an operating division of Tatton Asset Management plc, which successfully floated on the AIM of the London Stock Exchange in July 2017.
PMS is an operating division of Tatton Asset Management plc, which successfully floated on the AIM of the London Stock Exchange in July 2017.
As one of the pioneers of buy-to-let, Paragon has been helping UK landlords to grow their businesses for more than 25 years. Working with its network of key intermediaries, the lender prides itself on an extensive mortgage range so that you can find the right mortgage for your clients, no matter how big or small their portfolio.
Paragon’s in-depth knowledge of buy-to-let and the UK’s private rented sector means that it fully understands landlords’ requirements. From simple and straightforward propositions to specialist and complex cases, it has the experience and expertise to meet their needs.
Pepper Money is a multi-award-winning specialist lender offering residential and buy-to-let mortgages exclusively through intermediaries.
Pepper Money believes in challenging the accepted. It takes a more human approach to underwriting, to build a truer picture and reach a fairer outcome for your customers.
The lender prides itself on its ability to look beyond the numbers on a credit score and its specialist team of skilled, mandated underwriters reviews each case on its own merits.
With broad criteria, competitive pricing and a positive lending attitude, Pepper Money can help you to help more of your customers. From first-time buyers and the recently self-employed, to those with adverse credit or complex incomes.
PRIMIS Mortgage Network
PRIMIS Mortgage Network brings the power of First Complete Ltd, Advance Mortgage Funding Limited and Personal Touch Financial Services Ltd together under one roof providing the intermediary with support that is second to none.
Part of the LSL Group and backed by its extensive financial services experience and knowledge, PRIMIS aims to grow not just its network, but the intermediary’s business too.
Santander for Intermediaries
Santander has been supporting intermediaries for over 25 years and its vision is to be your intermediary partner of choice through offering simple, clear products that provide you and your clients ongoing value.
The lender is dedicated to the intermediary market and making it easier for you to do business through:
- A wide range of simple yet innovative products that offer great value to benefit you and your clients
- A dedicated intermediary website giving you access to all the tools and services you need
- People who will work with you to help support you in driving your business forward.
Santander is committed to helping your business succeed.
Scottish Widows Bank
Scottish Widows Bank is Lloyds Banking Group's specialist mortgage provider in the offset and professional markets, offering all its products exclusively through the intermediary market.
It’s focused on the offset market for all clients, lending to professional clients and developing a clear understanding of the needs of customers with large loans.
Over the last 12 months the bank has taken its proposition significantly further with initiatives designed to enhance its products and service. This has included a separate range of products for large loans and enhancements to its interest-only policy.
Launched in 2019, its Premier Mortgage Service is built around the established expertise of its dedicated relationship managers. On hand to help you with your large loan clients, the team offers tailored, expert support, whenever you need it, however complex your clients’ needs.
Sesame Bankhall Group
Sesame Bankhall Group (SBG) brings together Sesame, Bankhall and PMS, and through our three brands, we reach around 10,000 professional financial advisers.
Together, we are one of the most influential voices in financial services in the UK.
SBG is committed to providing exceptional service and support, going above and beyond to drive industry excellence, and empower advisers to reach their true potential.
Simplify is the UK’s largest home mover conveyancing and property services group.
Six of the UK’s leading conveyancers are part of the Simplify group of companies; Premier Property Lawyers, APL, DC Law, JS Law, Cook Taylor Woodhouse and GB Law. In addition, My Home Move and Move With Us provide a unique range of technology, property and panel management services as well as leading the market through their digital consumer solutions.
Simplify is an innovator and thought leader that works closely with the regulator, trade bodies and government to represent the industry, its introducers and their clients’ interests to improve the home moving experience.
SimplyBiz Mortgages offers unrivalled specialist support to directly authorised mortgage advisers.
Working with over 3,000 mortgage intermediaries on a daily basis, the team provides support through a range of exclusive products, competitive procuration fees, assistance in placing complex business and expert helpdesk teams, on hand at all times to answer adviser queries.
In addition to access to lenders’ products through a panel that continues to grow, the team provides members with one point of access to a range of ancillary products associated with mortgage provision.
These include secured loans, commercial and overseas lending, equity release and conveyancing specialists, alongside exclusive general insurance options and best of breed protection products and support.
Skipton Building Society for Intermediaries
Making things easier for you
Without you, Skipton Building Society for Intermediaries knows it wouldn’t be where it is today. That’s why the society provides a variety of services and tools designed to make things faster, easier and better for you. You can talk to real people who can make decisions. You can phone, email, web chat or video call. You can get practical support from your local BDM. And use the society’s online tools around the clock.
Stonebridge has a large network proposition offering a small company culture. We have strong relationships with our members, supported by our own, market leading, software. Whilst working with our AR firms to achieve their own growth potential and ambition is a top priority, we are recognised in the industry as doing this whilst maintaining high standards of quality.
In addition, the Group has a large and growing DA proposition, Stonebridge Genus, to cater for those firms who prefer a direct relationship with the regulator. 2018 marked the Group’s 30th anniversary which makes Stonebridge one of the most established firms in the market.
As a mutual, The Exeter puts people before profits. Its range of health insurance, income protection and life cover products are focused on a promise to look after its members when ill health strikes.
The building society knows how important it is to not only get its products right, but its service too and is proud to have won last year’s Customer Service ‘Above and Beyond’ award, at the prestigious Cover Customer Care Awards.
What’s more, all of the mutual’s members have access to HealthWise, its member benefits app. HealthWise is tailored to the type of cover they have – helping them get value from their policy every day.
The Openwork Partnership
The Openwork Group is one of the largest and longest-established financial advice networks in the UK. It started operating under the Openwork name in 2005, but has been active in the financial advice market for 49 years.
Over 4,000 financial advisers and 500 staff are at the heart of the business offering a range of support to financial advice firms, financial advisers and customers. Openwork has developed the knowledge and experience to deliver a top-quality home for customer-focused advisers and financial professionals.
A core part of Openwork’s philosophy is giving back to the communities in which it operates, and it is responsible for the day-to-day running and fundraising of The Openwork Foundation.
Since Openwork’s launch in 2005, staff, advisers and clients have raised more than £6.8m for disadvantaged children, both in the UK and abroad.
Established in 1974, Together has been using its common sense approach to delivering specialist secured lending for more than 47 years.
Its wealth of industry knowledge and expertise means it can look beyond mainstream lending criteria, taking an individual view of customers’ needs, and treating each application on its merits.
Together offers a wide range of specifically-designed products in its commercial range, which includes short-term finance, buy-to-let, commercial and semi-commercial mortgages and loans, auction finance and development funding throughout mainland UK. Products in its personal finance range include first charge mortgages, secured loans, consumer Buy-to-Let (CBTL) and regulated bridging and homeowner business loans.
Based in Cheadle, Cheshire, the company employs more than 600 colleagues and has a loan book of £4 billion
TSB set up its intermediary service seven years ago to provide exceptional support for brokers. Since then, its business has grown because it continues to focus on putting service first. 80% of TSB’s mortgage customers apply via a broker and it is the UK's eighth largest lender in this sector.
The 68-strong Intermediary team work with over 20,000 brokers across the country, and TSBs service levels stand out from other lenders. For five years running the business has earned Five Stars in the Financial Adviser Five Star Service Awards and won Which Mortgage Award’s best fixed-rate mortgage provider in 2020 and 2021.
During 2021, the lender returned to 95% mortgages and continued to improve its new first time buyer proposition, including an innovative 5 year product with ‘stepped down’ rates, to help spread the cost for customers. And with the upgrade of our application system, TSB Mortgage Pro, and upskilling of service support teams, TSB achieved digital transfer capability to 90% of brokers through the top three CRM integration systems.
With over 40 field and telephony-based business development managers, offering an average of 15 years’ mortgage experience, it believes in working in partnership with brokers and making life easier for you.
Now, more than ever, today’s borrowers need a lender that can react and respond to the financial complexity that we all face.
Life is never a straight line. Vida knows that for all of us, life can get a little crazy and doesn’t always play out the way we’d planned. That is why the lender believes in second chances. Working exclusively with expert intermediary partners, Vida combines cutting-edge technology with skilled and caring people to solve complex customer problems and help everyone find a safe place to call home.
Launched in 2016, the lender has learned a lot about what matters to its intermediary partners and their customers. But it wants to do more. The events of 2020 gave Vida the opportunity to make a fresh start, invest in its people and technology and come back to the market with a better proposition that helps more people with a wider range of needs.
Virtus Search is completely impartial, and its continuous monitoring and research of the market means it can recommend the most appropriate solution to the client’s financial needs.
The business is owned and run by Hiten Ganatra, who has been investing in property since 2002 and has extensive knowledge in property investment, funding, procurement and maximising return on investments.
Visionary Finance are a fee-free mortgage broker founded in 2008 based in Milton Keynes, who are trusted by a number of established developers with access to more than 60 different lenders. The advice provided is completely impartial and their continuous monitoring and research of the market enables them to recommend the most appropriate solution to the clients’ financial needs.
The business is owned and run by Hiten Ganatra, who has been investing in property since 2002 and has extensive knowledge in property investment, funding, procurement and maximizing return on investments.
Zurich is a leading multi-line insurer that serves its customers in global and local markets.
With about 55,000 employees, it provides a wide range of property and casualty, life insurance products and services in more than 215 countries and territories. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations.
In the UK, Zurich employs over 4,500 people and provides a suite of general insurance products covering business, casualty, motor, property and travel insurance, life insurance and pensions products to individuals and corporate customers.