08.15 – 08.30  Registration

08.30 – 09.30 Networking breakfast with exhibitors

09.30 – 09.35  Welcome from Mortgage Solutions
Jamie Hurst, publishing director, Mortgage Solutions

09.35 – 09.50  Chair’s opening remarks: exploring the key issues underpinning the market

• Reviewing the UK Mortgage and Protection Market
• What’s the ‘big picture’?
• What should we be thinking about?

Clare Beardmore, director, Legal and General Mortgage Club

09.50 – 10.20  Fireside chat: UK economy and housing market: outlook for 2023 and beyond

• Latest predictions: what’s next for rates?
• Cost of living crisis: assessing the economic impact on households, consumer confidence and spending power
• Trends and outlook for the UK’s property and mortgage markets for the next 12-18 months

Claire Cherrington, head of strategic and technology partnerships, Lloyds Banking Group
Moderated by: Clare Beardmore, director, Legal and General Mortgage Club

10.15 – 10.20  Audience Q&A

10.20 – 10.50  Ask us anything: adapting to a modern lending environment: understanding lender commitment to the intermediary market

• Assessing the impact of the current macroeconomic environment on lending decisions
• Unpicking the challenges and opportunities for lenders, distributors, and the wider marketplace
• Improving broker and lender relationships and processes to deliver optimum customer outcomes

Rob Barnard, intermediary relationship director, Pepper Money
Jeremy Duncombe, managing director, Accord Mortgages
Adrian Scoates, corporate relationship manager, Nationwide Building Society
Jonathan Stinton, head of intermediary relationships, the Coventry for intermediaries
Moderated by: Kate Davies, executive director, IMLA

10.50 – 11.00  Accessibility break

11.00 – 11.40  Access to finance and innovation in affordability

• Future pathways to lending: exploring alternative ownership products
• Improving access to homeownership for first-time buyers
• Assessing the current state of high loan-to-value lending and its impact on affordability

Lucy Lewis, national account lead, Skipton Building Society for Intermediaries
Kelly McCabe, managing director, TMP The Mortgage People
Moderated by: Clive Sandom, corporate account manager, Leeds Building Society

11.35 – 11.40  Audience Q&A

11.40 – 12.10  Mid-morning refreshments and networking with exhibitors

12.10 – 12.30  What the future holds for buy to let

• Private Rental Sector (PRS): encouraging landlords to stay in the PRS despite the growing regulatory burden, cost and capital-raising issues
• Identifying the drivers and inhibitors to further expansion of the sector and the role played by mortgage lenders and products
• Reframing the EPC debate

Ian Scarrott, senior corporate account manager, OSB Group

12.25 – 12.30  Audience Q&A

12.30 – 13.10  Maximising opportunities and maintaining relationships

• Understanding how Consumer Duty regulation will impact the protection market
• Identifying business prospects within the protection market
• Improving the advisor journey and customer experience of buying protection

Judith Brandrick, key account manager, The Exeter
Mike Furniss, head of sales, HSBC Life
Julian Marlow, national account manager, Lloyds Banking Group
Moderated by: Mark Cracknell, commercial director, UnderWriteMe

12.05 – 13.10  Audience Q&A

13.10 – 13.30  Business leaders’ seminar: working in your business vs working on your business

• Adding value to your business and achieving sustainable growth
• Scaling a business: what do self-employed brokers need to know?
• Leading a business in a digital age

Ross Jones, business principal, Home Financial and Evolve Commercial Finance

13.25 – 13.30  Audience Q&A

13.30 –13.35   Closing remarks

13.35 – 14.25  Delegate networking lunch with exhibitors