The buy-to-let sector was a hot topic of conversation this year with high interest rates leading to higher stress rates, which negatively impacted some landlords’ affordability, leading to fears that there could be a mass exit from the sector.
However, demand for specialist buy-to-let business remained relatively strong, with professional landlords more likely to want to weather the storm and smaller landlords selling up.
Second charges also proved popular, with our exclusive on second charge broker fees ranking highly in the top 10.
Lender and broker appetites for the specialist lending space also proved of interest, with Bluestone Mortgages decision to exit buy to let, The Mortgage Mum launching its own specialist arm and Spring Finance planning to grow into development finance all ranking highly.
Why consumer buy to let should be taken seriously – Central Trust
Exclusive: Two thirds of second charge mortgage brokers demand over £2,000 in fees
BSLS2023: FCA is ‘less worried’ about mortgage sector on Consumer Duty
SLS In Focus: ‘I don’t see a mass exodus from buy-to-let’ – Moloney
High stress rates driving investors to specialist BTL ‒ analysis
All the winners of The British Specialist Lending Awards 2023
Bluestone Mortgage exits BTL market to focus on residential only
Housing market has been ‘relatively resilient’ but ‘signs cannot be ignored’ – Glenhawk
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