The Mortgage and Protection Event is the go-to independent conference for those mortgage and protection advisers with the ambition to grow their business: to build market, product and provider knowledge; to deepen relationships with lenders, insurers, ancillaries and other advisers; to learn how to run a business better, and ultimately to increase both customer satisfaction – and, by extension, your bottom line.
The event features original insights on the current market and future trends, identifying areas of business opportunity, from expert speakers. It delivers direction and advice on managing your business efficiently and effectively, along with panel discussions offering delegates plenty of opportunity to exchange ideas.
Accord Mortgages
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Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. It exists to help brokers look after what matters most – your clients, with both residential and buy-to-let mortgage solutions.
You can expect a common-sense approach in everything Accord does, with every case for every broker. Its common-sense flexible underwriting is there to help with complex cases. It also provides direct access to underwriters with a dedicated underwriter managing your case from start to finish.
Accord is always looking for innovative ways to support intermediaries and reviewing its products and offerings to ensure it is providing the best possible service.
Accord’s knowledgeable and experienced sales team is available by phone and webchat to support you and it has a host of online tools to help you find the information you need quickly and easily.
Find out more Welcome to Accord Mortgages | The intermediary only lender
April Mortgages
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April Mortgages combines the certainty of five to 15 year fixed rates with the flexibility of no early repayment charges when moving home or redeeming.
With lending up to 6 times income, automatic rate reductions and uncapped overpayments, it is committed to bringing peace of mind to both borrowers and brokers.
It’s mortgage more simple.
Bank of Ireland For Intermediaries
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Bank of Ireland for Intermediaries is focused on helping you to help more clients, with an experienced team and great service to help make your life easier.
The lender offers a range of residential and buy-to-let mortgages, plus innovative solutions including Bespoke, its personalised and flexible service for good quality complex cases. It also allows top-slicing on buy-to-let for landlords who need a more flexible approach to affordability.
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Bankhall and PMS’s services are designed to support you through your direct authorisation journey and beyond.
From their award-winning compliance support services, designed to help you drive efficiencies, to a collaborative and personal approach to business development, Bankhall and PMS give you access to experts you can trust. Not to mention the many mortgage club benefits, whether you’re at the start of your direct authorisation journey, or just looking for that extra bit of support.
Connect for Intermediaries
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Connect for Intermediaries supports mortgage brokers to help their clients find the right finance solution to achieve their property ambitions.
Founded in 1998, Connect has over 25 years’ experience and focuses on supporting clients with its detailed knowledge of the property investment markets.
The business gives brokers access to specialist expertise through its relationships, network, packaging and referral services.
Connect Network members benefit from its relationship with a panel of over 200 lenders and protection partners, included specialist areas such as buy-to-let, commercial, bridging, development, second charges, adverse, later life residential, equity release, business loans and expat finance in addition to mainstream products.
For brokers who are not members of the Connect Network, it offers a referral service for brokers who wish to refer their client to a specialist and benefit in a generous share of the income.
It also offers a packaging service, enabling brokers to access its specialist knowledge and exclusive products, while retaining their client relationship and full commission.
Connect IFA Ltd operates under the two brands ‘Connect Mortgages’ for consumers and ‘Connect For Intermediaries’ for the broker market.
Coventry Building Society
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Darlington Intermediaries
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Darlington Intermediaries is an award-winning lender that understands there is no such thing as a simple mortgage application.
It takes a personal, common sense approach to underwriting and flexible lending criteria. The lender’s team of experts is able to discuss your application, explain its mortgage products or answer any other query.
eConveyancer powered by Smoove
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eConveyancer, powered by Smoove, is a leading online conveyancing platform dedicated to revolutionising the home moving experience for mortgage intermediaries and their clients.
Its platform connects brokers, lenders, networks, and estate agents with a panel of over 75 quality-assured conveyancing firms, all regulated by the Solicitors Regulation Authority or the Council for Licensed Conveyancers.
With its innovative eConveyancer+ service, it sets new standards in communication and efficiency. Features include:
eConveyancer’s seamless integration with mortgage and CRM systems streamlines workflows, allowing intermediaries to focus on delivering exceptional service. By choosing eConveyancer, you’re partnering with a platform committed to enhancing efficiency, transparency, and client satisfaction in every property transaction.
Family Building Society
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Family Building Society doesn’t believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.
It’s focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.
Why choose Family Building Society?
It provides solutions for a wide range of customers
Lending into retirement
Hanley Economic Building Society
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Founded in 1854, Hanley Economic Building Society has established itself as a trusted partner in the financial landscape, dedicated to providing innovative mortgage solutions.
Based in the heart of the UK, it is committed to serving not only its members but also the intermediary and mortgage broker community with exceptional service and support.
Hanley understands the critical role that brokers play in helping clients navigate the mortgage process. That’s why it offers a diverse range of products designed to meet varying client needs, backed by a knowledgeable team ready to provide expert guidance. The lender’s streamlined processes and responsive service ensure that brokers can efficiently deliver the best outcomes for their clients.
Hodge
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For more than 50 years, Hodge has helped its customers achieve their financial goals with the skills and knowledge to ensure it creates products and processes for the moments that matter.
Over the years it has created specialist mortgage products to support borrowers who don’t fit the mould. It has used its experience to grow its product offering to better serve brokers and customers alike.
Whether it’s with their personal mortgage, savings, or as a commercial client, Hodge supports thousands of customers across the UK.
Hodge’s commercial clients can expect tailored solutions to suit their needs, whether that’s for development finance, residential and commercial investment or bridging options. While Hodge’s savings team works hard to support customers who want to future-proof their finances.
Hodge is 79% owned by the Hodge Foundation, a charity supporting welfare, medical and academic endeavours.
HSBC Life
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HSBC Life (UK) Limited is part of the HSBC Group, one of the world’s largest banking and financial services organisations.
HSBC Group serve more than 40 million customers worldwide through a network that covers 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa. It aims to be present where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
HSBC Life (UK) Limited was founded in the UK in 1988 and offers insurance services to meet protection and investment management needs. Its services and solutions are available through HSBC banking channels and selected third parties, including financial advisers and aggregators.
Legal & General
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Legal & General Mortgage Club is the largest and longest-running mortgage club in the UK.
Now in its 30th year, it is proud to be involved in nearly one in four of all mortgages and one in three of all intermediated mortgages, completing over £110.9bn of lending in 2024 alone (and over £1.1trillion of mortgages since 1995).
L&G Mortgage Club prides itself on providing value to members, always working closely with new and existing partners to deliver great products, pricing and services.
The club remains a completely free service, providing a smooth and fast payment route, excellent service and support, and access to first-class technology. It still the only mortgage club to provide payment in advance.
It has launched Referral Pro which allows advisers to earn commission by referring clients across several specialities including bridging finance, self-build mortgages later life lending, overseas mortgages, commercial finance and much more.
L&G works closely with lenders to offer exclusive products, as well as expanding its lender panel to offer more choice. Members also have free access to its whole-of-market research and sourcing system, Ignite, which is designed to help brokers quickly produce lender and product recommendations for their clients. The platform brings together criteria, an affordability calculator, product sourcing and a property check tool.
LV= GI
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LV= GI provides a range of general insurance products for intermediaries to sell to their clients, because it knows you’ll always have your clients back, so it will always have yours.
LV= GI believes outstanding people deliver outstanding service and that powers performance for you and your business. It’s combination of people and technical capability delivers better results for everyone. One community, working effortlessly together to bring the best to you and your clients.
Kent Reliance for Intermediaries
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As a leader in the specialist intermediary mortgage market, Kent Reliance for Intermediaries offers a range of buy-to-let and residential products that help brokers with cases that may not fit the criteria of mainstream lenders.
Providing unrivalled personal service using a national network of business development managers, it’s perfectly placed to help brokers navigate challenging cases. Its large underwriting team assess each case individually, applying flexibility and common sense to ensure brokers can access best-suited products.
Kent Reliance for Intermediaries, along with Precise and InterBay, is a specialist lending brand of OSB GROUP PLC.
Market Financial Solutions
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Market Financial Solutions is an award-winning specialist finance lender, with over 18 years’ industry experience. It offers specialist residential buy-to-let and commercial and semi-commercial term buy-to-let mortgage products. Furthermore, it provides bespoke bridging loans, and a hybrid bridging-buy-to-let product called Bridge Fusion.
Focusing on providing brokers with speed and flexibility, every enquiry receives a response within four hours, and the team of BDMs is always happy to arrange meetings across the UK. The lender can provide loans as large as £50m in as little as three days for property investors purchasing in England or Wales.
MFS works alongside brokers, taking on all the heavy lifting, and underwrites loans from day one to find the best solution for the borrower. With no tick-box criteria, it looks for reasons to lend, so you can move forward with your client’s case, confidently.
The lender’s expertise, teamwork, and around-the-clock service help it to deliver a bespoke service with a common-sense approach, no matter the complexity.
Nationwide
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Nationwide For Intermediaries is Nationwide’s award-winning intermediary mortgage business. When considering a mortgage for your client, Nationwide wants to be your first choice. Every broker will have access to a knowledgeable business development manager, helping you to grow your business.
It can help your clients by providing a range of simple, flexible products with transparent fees and five-star service.
Criteria
Supporting you and your clients
Business development managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date with:
Submitting applications
NFI Online is an online application system. It provides fast processing and case tracking to give you an efficient case experience.
The lender has also developed a mortgage API which allows remortgage and new purchase Decision in Principles (DIPs) to be created in third-party platforms.
Newcastle for Intermediaries
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Newcastle for Intermediaries is one of the fastest growing lenders in the market and part of Newcastle Building Society. Its primary goal is to empower brokers by offering a wide range of competitive products and criteria, with access to experts and new technology.
Newcastle is Powered by Partnership. That means collaborating towards a shared goal of helping clients achieve their homeownership aspirations. That’s why the lender works closely with brokers, reviews its processes, and listens to market needs – to help it to invest in the technology, people, products, and service enhancements it knows you and your clients value.
Nomo Bank
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Nomo Property Finance is a digital-first, Sharia-compliant finance product helping those who want to buy or refinance either residential or rental property in the UK. The bank accepts applications from GCC (Gulf Corporation Council) country residents. This includes the UAE, Kuwait, Bahrain, Saudi Arabia, and Qatar.
For more information on how Nomo can help you support property finance transactions from GCC Residents please visit Nomo Bank for Intermediaries.
Paymentshield
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Paymentshield protects people’s most treasured possessions – their home and everything in it.
Perhaps what’s even more important than protecting people’s belongings, is helping to keep families together. It does this by making sure, no matter what life throws at policyholders, they can stay in their homes or get back into their homes as quickly as possible.
Paymentshield aims to offer an unrivalled experience which will always make it your first choice when it comes to insurance.
Its mission is to exceed the needs and expectations of partners and their customers by delivering intelligent products and services through innovative and easy-to-use systems.
Pepper Money
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Pepper Money is a broad specialist lender. It exists to help people succeed. Championing individuality. Embracing difference. Acting responsibly. And looking for opportunities to say yes, rather than reasons to say no.
Pepper understands that brokers have a wide range of needs, because their customers do, too. These clients may want to take the next step in their homeowning journey – or move on from a difficult financial situation. Brokers want to give them the best service, in the most efficient and profitable ways.
The lender’s aim is to help both parties fulfil their ambitions by offering simple, inclusive products. Broad criteria. Competitive pricing and a positive lending attitude – so brokers are able to help more of their customers. Taking a human approach to decision-making. So fairer – often more generous – lending decisions are reached, because it considers people, not credit scores.
Being easy to work with, through direct access to a decision maker.
And providing specialist expertise that can be relied on in a rapidly evolving marketplace.
When you keep an open mind and listen to people, everyone succeeds. That’s Pepper Money.
Precise
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Precise believes lending shouldn’t be complicated, so it cuts the faff and get straight to the point.
Whether it’s a residential or buy-to-let mortgage, or bridging finance, the lender helps people when they need it through its nationwide intermediary base.
Precise doesn’t think that underserved customers should be shunned by circumstance or complicated criteria. That’s why it has kept its process simple to give you a ‘yes’ or a ‘no’ quickly and with as little fuss as possible.
It’s why the lender has won so many awards recently, and it’s pretty proud of them.
So, what are you waiting for? Get in touch with Precise today.
Precise, along with Kent Reliance for Intermediaries and InterBay, is a specialist lending brand of OSB GROUP PLC.
Skipton Building Society for Intermediaries
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Skipton Building Society is known for its innovation, great service, and a common-sense approach to lending. Whether that’s using the latest technology to help straightforward cases fly through its system, giving you direct access to underwriters for more complex scenarios, or having a dedicated network of local BDMs and TBDMs to support you with questions and ideas.
With a clear purpose to help more people buy homes and supporting first-time buyers, Skipton listens to brokers and strives to drive meaningful change, influencing the market with solutions that truly make a difference.
Visit its website to explore products, criteria, and services designed with you and your clients in mind.
The Exeter
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As a mutual, we couldn’t be more friendly. We’re committed to working with you to grow your business and deliver the best possible outcomes for your clients. Put simply - you matter more.
And because we don’t have shareholders, we’re able to re-invest more of our profits into the things that really matter to your clients – great service and quality products.
The Mortgage Lender
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People in our industry talk about ‘specialist lending’. And sure, technically that’s what we do, but ‘specialist’ isn’t how we see ourselves. Ditch the industry chat and our business is simple — it’s just lending for real life.
And real life isn’t all nine to five. There are self-employed people out there, folks who make a living as landlords, people who have maybe been through some tough times, or who have the odd gremlin on their credit report. You know, real people.
Mainstream just isn’t us — we don’t use credit score cascading or faceless, inflexible processes. Yawn. Our understanding underwriters would rather work with you to come up with real answers to real issues. And that’s why we call it lending for real life.
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The Mortgage Works is a subsidiary of Nationwide with over 30 years’ experience. It offers a wide choice of buy-to-let and let-to-buy mortgages for experienced and first-time landlords. Every broker will have access to an expert business development manager, helping them grow their business.
Products and features
• No minimum income requirements
• No maximum age for experienced landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
• Lower rate taxpayer proposition with 125% interest cover ratio
• Buy-to-let and let-to-buy products up to 80% LTV. With a range of product fees to suit your clients’ needs
• Limited company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
• Portfolio landlords accepted, and no limit on number of properties held
• HMO products available up to 75% LTV
• Green Further Advance products available to support your clients in improving the energy efficiency of their properties
• A personalised Portfolio Review provided after the offer of a portfolio case, a tool to help make the most of your clients’ portfolios.
• Business development managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date with product information, advice on making applications, lending policy and criteria.
Ian joined Nationwide in January 2008 to set up the Society’s first prime intermediary salesforce, Nationwide for Intermediaries (NFI), which launched in April 2008.
In July 2009, NFI was merged with the Society’s specialist lending sales force, TMW, creating a dual-branded salesforce of telephone and field-based Business Development Managers and Corporate Account Managers.
Ian was awarded the Nationwide “Executive Leader of the Year” award in 2011 and later that year moved into the position of Managing Director for Intermediary Relationships where his responsibilities were widened to include the Intermediary Relationships Dedicated Broker Support, E-Support, Change and Operational teams.
In 2012 Ian was appointed to the Board of The Mortgage Works. He is a NED of Mortgage Brain Ltd and was appointed as Deputy Chairman in March 2020. Ian is also a member of the UK Finance Intermediary Advisory Group.
Biography
Kate studied German at Durham University and started her career in local government, then moved to the Building Societies Association/Council of Mortgage Lenders, where she became the CML’s specialist on mortgage regulation.
Since leaving the CML in 2008, Kate has worked freelance for a number of trade associations and served for six years as a non-executive director at the Darlington Building Society.
She succeeded Peter Williams as IMLA’s executive director in January 2018.
Kelly is the director of risk, policy and compliance at the Equity Council, with over 25 years’ experience in the financial services industry.
She has experience of leading many risk and regulatory projects in the equity release market.
Having joined the Council in 2020, Kelly works with all stakeholder members to ensure the vision and values of its standards are championed and understood.
Adrian has worked in the mortgage industry for over 39 years. After running several branches and a mortgage centre for Nationwide, he joined UCB as a business development manager in 2000. He later joined the corporate account team and, following the merger of Nationwide and Portman, took on his current role in 2009 looking after Nationwide and The Mortgage Works with several key accounts.
Mike joined Market Financial Solutions in 2021, having previously helped provide billions in mortgage lending through customer-centric propositions.
After starting in Aviva Investors and Arthur Andersen, Mike briefly joined Lehman Brothers in 2007 as VP Mortgage Products and then joined ING Direct in 2008 where he tripled annual mortgage lending ahead of joining Bank of Ireland.
From there, he joined Vida Homeloans, which he left at the end of 2020 having originated a book of £2bn. Mike then joined MFS and was excited to bring over 25 years’ experience to the team and help bring its new buy-to-let product to the market
