The specialist lender has introduced new 30-month, three-year and five-year fixed rate deals.
Limited edition 30-month fixes were previously only available on near prime products but are now available across the whole residential range, with rates starting at 2.93%. Three and five-year fixed rates have also been introduced across all residential products, with rates starting from 3.18% and 3.53% respectively.
Most existing two-year fixed rates have been cut by up to 0.25%.
Rob Barnard (pictured), sales director of Pepper Homeloans, said: “These enhancements not only extend the range of mortgage products we have available, but it also means they are among the most competitively priced in their sector.
“Our residential range offers loans up to 85% LTV for borrowers who may have been declined by a high street lender’s credit score. We have mortgages for borrowers with historical credit blips, or an immature credit record, or who have been self-employed for just one year.”
Pepper launched the 30-month fix in December for new buyers and remortgagors with no county court judgments or missed payments during the past 24 months and no arrears during the past six months.