The commercial and buy-to-let brokerage, which also offers products of its own, said that it had issued £175.7m of mortgages this year, a rise of 5% on the first six months of 2012.
In the last quarter its average loan size fell from £194,187 to £184,467 and that completions had risen by 30% since April. Crystal added that it expected further growth in the second half of the year and predicted that lenders would loosen criteria further towards the end of the year.
Roger Dewsbery, senior underwriter at Crystal Mortgages, said that the business had seen increasing consumer confidence in the last three months which had boosted sales.
“There is now more flexibility in the marketplace and applications which may have been declined 12 months ago are now finding a path through the system,” he said. “Add to this an increase in consumer confidence and things look very positive for the foreseeable future.
“All the figures make for excellent reading, especially the large increase in completions which can be tracked back to an increasing amount of good, well received products from new and existing lenders.”
