Habito has announced a referral agreement with Impact Specialist Finance which will allow homeowners who have poor credit history access to Impact's specialist broker services at no cost.
Habito said that it had been suggesting ways homebuyers could improve their credit score, but it found it was unable to help those with serious credit issues such as defaults, missed mortgage payments or county court judgements (CCJ) in the last six years.
The deal will see Impact offer its advice to these customers while waiving its standard £574 fee.
Daniel Hegarty, founder and CEO at Habito said: “We exist to set people free from the hell of mortgages and we’re constantly working on enabling more and more homeowners have an easier mortgage experience.
“While we’re currently unable to help those with serious credit issues, we want to be able to provide the best alternative we can.”
Dale Jannels (pictured), managing director at Impact Specialist Finance, added: “Impact have worked diligently in this sector for many years and we are always keen to help clients achieve their dream and put the troubles of the past behind them.
“We see many clients who, due to their credit history, felt that they either couldn’t get a mortgage or remortgage from their current lender. This is a fresh approach and we are looking forward to working with Habito to help them assist more people with the appropriate solutions.”
Shekina is the deputy editor at Mortgage Solutions and commercial editor at Mortgage Solutions and Specialist Lending Solutions. She has nearly eight years of experience in the B2B publishing market, having previously covered the hospitality, retail, pet, accounting and jewellery sectors.
Shekina has worked for Mortgage Solutions and Specialist Lending Solutions for almost five years. Here, she covers the market’s breaking news stories, engages with professionals in the sector, and oversees any commercially agreed content in partnership with mortgage-related companies.
This includes presenting webinars and hosting roundtable discussions on developing themes in the mortgage sector.
She is an NCTJ-trained journalist and was nominated for the Headline Money Awards Mortgage Journalist of the Year in 2021.
In her spare time, Shekina likes to read, travel, listen to music and socialise with friends.
She currently reports on current events in the mortgage market and liaises with financial clients to produce sponsored content.
Follow her on Twitter at @ShekinaMS
