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Mortgage market review (mmr)

How old is too old to get a new mortgage?

Mortgage Solutions | 22 Jan 2015

There has been a stream of media stories over recent months about lenders rejecting new mortgage applications from existing borrowers in their 40s or 50s who want to remortgage or move home.


How long can this price war rage? - Nationwide

Every day there seems to be a new headline, highlighting record low mortgage rates and fierce competition in the market. So what are the driving forces behind the low rates on new mortgage deals?

Mortgage Solutions | 20 Jan 2015

Building societies struggle to perform under regulatory pressure

Building societies reported poor performance levels in the last quarter of 2014 as business volumes took an unexpected tumble, in contrast to the majority of financial services firms which boasted growth.

Mortgage Solutions | 19 Jan 2015

Other Mortgage market review (mmr) articles


Lenders do battle over service to win broker support

As criteria and underwriting requirements become more complex post-Mortgage Market Review, lenders are ramping up field and phone-based support to guide brokers through their processes.

Mortgage Solutions | 14 Jan 2015

Buy-to-let only sector to outperform seasonal lending dip - CML

Lending to first-time buyers, home movers and remortgagors fell in November, but the buy-to-let lending market was the only sector to increase instead of showing a seasonal lending dip on the previous year.

Mortgage Solutions | 14 Jan 2015

Smith urges lenders to use 'transitionals' in spirit of MMR

Despite the fact that my spell checker says there is no such word as 'transitionals, I think we all know what I mean. Under the Mortgage Market Review, lenders are explicitly allowed to ignore the new income assessment rules and can take on borrowers from other lenders who would not normally meet their new criteria, provided the mortgage is for the same amount, and that the customer has no adverse credit history.

Mortgage Solutions | 13 Jan 2015

The ripple effect - how the events of 2014 will shape the year ahead

The implementation of MMR in 2014 was one of the biggest changes (and challenges) for our industry and will continue to be so this year.

Mortgage Solutions | 12 Jan 2015

House building slows in December but growth positive

House building propped up the construction sector's rate of growth in December despite expanding at its slowest rate since June 2013.

Mortgage Solutions | 06 Jan 2015

Lenders look forward to the challenges of 2015 - Marketwatch

This year has posed many challenges for the mortgage industry which it has risen to with admirable fortitude.

Mortgage Solutions | 17 Dec 2014

Virgin Money withdraws buy-to-let first-time buyer range

Virgin Money has stopped accepting buy-to-let mortgage applications from first-time buyers following a review of its lending policy.

Mortgage Solutions | 16 Dec 2014

The year in review - L&G's Stephen Smith

When I started in this industry back in 1978, working for the Abbey National Building Society, the piece of legislation we operated under was the Building Societies Act 1964.

Mortgage Solutions | 12 Dec 2014

The highs and lows of 2014 - Marketwatch

So we made it through the year. A year which saw the biggest changes in mortgage regulation since M-Day in 2004.

Mortgage Solutions | 10 Dec 2014
European Court of Justice

European Mortgage Credit Directive - intermediary friend or foe?

Where there's change, there's opportunity says Richard Pike, sales & marketing director at Phoebus Software on the Mortgage Credit Directive

Mortgage Solutions | 08 Dec 2014

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Buy to Let Market Forum 2015

22 Apr 2015

Manchester, Birmingham, London, UK

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The British Mortgage Awards 2015

09 Jul 2015

London, UK