Rob McCoy, TMA senior product and business manager (pictured) said the move “reinforces our ongoing commitment to cater for the growing pool of non-standard borrowers.”

TMA Club added that the lender offers among the panel’s most diverse product ranges and that it will underwrite cases individually with no credit scoring.

The arrangement will offer members access to loans for unusual or complex borrowing requirements.

Newbury BS has developed a range of solutions for non-standard borrowers, ranging from first-time buyers to those looking to remortgage, those in shared ownership, the self-employed, self-builders, and buy-to-let and holiday-let customers.

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Products include up to 90 per cent loan to value (LTV) on new-builds, up to 95 per cent LTV on shared ownership properties, consideration of unusual properties including self-build and modern construction, and lending to the retired, limited companies and to expatriates purchasing investments.

Karen Smith, Newbury BS sales manager, said: “We want to help more advisers to meet the needs of those who don’t fit the vanilla mould of traditional lending.”

The lender’s intermediary team also offers help desk services for advisers.