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Kent Reliance launches resi range for clients with complex income streams

  • 18/05/2022
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Kent Reliance launches resi range for clients with complex income streams
Kent Reliance for Intermediaries has brought out a residential mortgage range for borrowers with complex income streams.


The lender said there is the potential for higher income multiples on the products, depending on the client circumstance, but did not specify a figure.

The range is aimed at professionals with “sustainable incomes” that will rise when they secure professional qualifications, or customers that can provide evidence of regular bonuses or more than one form of income.

It is up to 95 per cent loan to value, with products starting from 4.29 per cent. Two and five-year fixed rates are available and the maximum loan size is £1.5m.

Adrian Moloney (pictured), group intermediary director at OSB Group, said that the value of a specialist mortgage brokers “cannot be overlooked”, now more than ever, especially for clients who were paying high rents but could not secure a home from high street banks due to multi-income streams.

He said: “At Kent Reliance for Intermediaries, our underwriters are widely acknowledged as having best-in-class service as well as outstanding knowledge. Our expertise means we could provide a common sense solution even if the case falls outside of standard criteria, with the ability to support a wide range of client types and differing income considerations.”

“This new flexible residential range is another example of us working with our broker partners and using our in-house expertise to handcraft positive lending solutions for clients.”

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