Directly authorised (DA) intermediaries who use TMA’s Club VIP service can access a 3.15% five-year fixed rate up to 65% loan-to-value (LTV). The product is available for residential borrowers with a £895 product fee and a £99 application fee.

For buy-to-let consumers, Virgin is offering a 2.69% two-year fixed rate up to 65% LTV with £99 cashback for purchases and remortgages.

Advisers using the club will have access to training and face-to-face advice with a business development manager to share new ideas and deal with any challenges they face.

Lauren Bagley, marketing manager at TMA, said: “Virgin Money has provided us with some of the best rates available in the market for our DAs. In return we are making these available for the advisers who have shown us loyalty over the last six months.

“TMA relaunched and rebranded earlier in the summer and our ethos is very much about rewarding loyalty and being the club that gives something back. The Virgin Money exclusives are just one way for us to do that. “

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The Virgin Money exclusives will also be available to appointed representatives of Pink and First Complete.