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Clydesdale Bank reduces product transfer rates

Shekina Tuahene
Written By:
Posted:
March 10, 2023
Updated:
March 10, 2023

Clydesdale Bank has made rate cuts to its product transfer range for existing customers.

Now, its two-year fixed product transfers begin at 4.4 per cent with a £499 fee and 4.6 per cent with no fee. 

The five-year fixes have rates beginning from 4.02 per cent with a £499 fee or 4.17 per cent for a fee-free option. 

Richard Walker, head of intermediary sales at Virgin Money said: “We’re pleased to announce that we’ve made reductions to our Clydesdale Bank retention rates which are available to existing customers. 

“Our products provide customers with a great opportunity to secure a new fixed rate.” 

This follows the lender increasing its variable revert rate which would be paid by any borrowers coming off a fixed rate without refinancing. This rose from 7.74 per cent to 8.24 per cent, with respect to the increase of the Bank of England’s base rate in February. 

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