The lender said it took the opportunity to benefit from falling swap rates with reductions of up to 0.2 per cent at 95 per cent LTV.
This includes a fee-free five-year fix up to 95 per cent LTV which has declined from 6.32 per cent to 6.12 per cent. This is available for house purchases and comes with a free standard valuation.
There is also a two-year fix at 85 per cent LTV for house purchases, which has reduced from 6.47 per cent to 6.31 per cent. This has a £995 product fee and offers a free standard valuation as well as £250 cashback.
There is also a fee-free five-year fix remortgage product at 90 per cent LTV, which has gone down from 5.92 per cent to 5.87 per cent. This offers free legals and standard valuation.
Across its intermediary-only Cascade Score range which is available to clients who do not fit the lender’s higher LTV criteria but do meet the standard one, rates have been reduced by up to 0.98 per cent.
This includes a two-year fix at 90 per cent LTV, which has a rate of 6.75 per cent, down from 7.72 per cent. It has a £1,495 fee, a free standard valuation and is available for purchase.
Gemma Hyland, mortgage product manager at Accord Mortgages, said: “We’re so pleased to add more competitive products to the range, especially at higher LTVs – which should be good news for those with a smaller deposit.
“Offering better value on some of our more niche products, including our Cascade Score ones, means that we can also help a wider range of borrowers to fulfil their home ownership aspirations.”
