Family Building Society has lowered all its owner occupier and buy-to-let fixed rates and launched a range of two-year fixed rates.
On the owner occupier-side, all five-year fixed rate products have been cut with core range repayment products start from 5.54 per cent.
Joint mortgage sole owner repayment products begin from 5.74 per cent and family mortgage deals are priced from 5.79 per cent.
Core range interest-only products start from 6.19 per cent and retirement interest-only (RIO) reduced to 6.49 per cent.
Within its buy-to-let range, all five-year fixed rates have also been reduced. UK landlord five-year fixed rates begin from 6.14 per cent.
Five-year fixed rates for limited company special purpose vehicles (SPV) start from 6.14 per cent and expat rates are priced from 6.59 per cent.
The lender has brought out two-year fixed rates in its owner occupier range, with core range repayment products starting from 6.24 per cent.
Joint mortgage sole owner repayment products begin from 6.44 per cent and core range interest-only deals start from 6.89 per cent.
Keith Barber (pictured), director of business development at Family Building Society, said: “We’re pleased to announce the reintroduction of our two-year fixed rate products and a rate reduction across all our five-year fixed rate products.
“These rate reductions will be especially welcomed by intermediaries looking to help underserved borrowers who may be coming to the end of their existing fixed term loans and looking to fix their repayments for the foreseeable future.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
