The West Brom will lower rates by up to 0.46 per cent in its two-year fixed rates, following cuts to its three-year fixed rate deals.
An example includes its two-year fixed rate at 90 per cent loan to value (LTV) for home movers and first-time buyers priced at 5.74 per cent.
The deal comes with a fee £999 and support for valuation costs.
Gareth Madeley, head of product at the West Brom, said: “The past year has been a challenging market for first-time buyers, but we remain committed to supporting people with the funding they need to own their own home.
“With rates falling in recent weeks, we’ve made a number of cuts across our fixed rate range, ensuring that first-time buyers and homemovers are offered competitive products when they come to buy their new home.”
Keystone Property Finance cuts two-year fixed rates
Keystone Property Finance has reduced two-year fixe rates in its standard and specialist ranges by up to 0.1 per cent.
Rates start from 5.09 per cent at 65 per cent LTV in its standard and specialist range with a 5.5 per cent arrangement fee.
The loan sizes range from £50,000 to £1.5m at 65 per cent LTV and the maximum loan size is £1m up to 75 per cent LTV.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
