According to Rightmove, the average five-year fixed mortgage rate is 4.84%, up from 4.49% a year ago.
The average two-year fixed mortgage rate is now 5.22%, a rise from 4.82% a year ago.
At 60% LTV, the average two-year fixed rate is 4.68%, with the lowest rate standing at 4.46%. The average rate a year ago was 4.5%.
The average five-year fixed rate at this LTV tier was 4.33%, with the cheapest rate coming to 4.13%. The average rate this time last year stood at 4.17%.
Going up to 75% LTV, the average two-year fixed rate is 5.04%, with the lowest rate pegged at 4.59%. The average rate this time last year was 4.6%.
The average five-year fixed rate stands at 4.71%, with the cheapest rate coming to 4.36%. The average rate last year was 4.28%.
At 85% LTV, the average two- and five-year fixed rate came to 5.21% and 4.79% respectively, with the lowest rates standing at 4.86% and 4.38% apiece. The average two- and five-year fixed rates this time last year were 4.88% and 4.5%.
Within the 90% LTV tier, the average two-year fixed rate is 5.47% and the average five-year fixed rate is 4.99%. The lowest rates stand at 5.13% for a two-year fixed rate and 4.64% for a five-year fixed rate.
The average rates in the same period last year were 5.12% for a two-year fixed rate and 4.75% for a five-year fixed rate.
At 95% LTV, the average two-year fixed rate is 5.97% and the average five-year fixed rate is 5.51%, with the cheapest rates coming to 5.39% and 5.07% respectively.
The average rates last year were 5.52% for a two-year fixed rate and 5.06% for a five-year fixed rate.
The average monthly mortgage payment on a typical first-time buyer type of property when taking out an average five-year fixed, 85% LTV mortgage, is now £1,101 per month, up from £1,060 per month a year ago.