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Star Letter Extra 24/01/14

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  • 24/01/2014
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Star Letter Extra 24/01/14
Each Friday, Mortgage Solutions takes a look back at the best reader comments on the website and letters to the editor.

Harle expects dual pricing swing to intermediaries

And will the consumer be expected to take any responsibility in the whole process of deciding suitability and affordability?

Or will it be the broker’s fault when the customer loses his job 5 years from now?

gjh

Economist warns of mortgage affordability crunch

When the UK’s average salary won’t buy the average property, I get nervous.

Also, lenders can only reduce their margins when their balance sheets are repaired, and most of them haven’t revalued all of their outstanding loan books yet, so could be technically insolvent. How many mortgages are “under water”, even with BBR = 0.5%? Be afraid, be very afraid…

Ian Watson

Young first-time buyers ill-equipped to take out mortgage

And this is why they need independent face to face mortgage advice…

Good Mortgage Man

Carney signals end to forward guidance on interest rates

He is right the figure is artificial and should only be acted on if maintained which it won’t be when all the Christmas jobs disappear from the figures.

John

Thank you for your comments this week

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