According to Credit Action, the average household debt in the UK is £8,556 excluding mortgages, and £57,624 including mortgages.
Total secured lending on properties at the end of October stood at £1.236trn, while the annual growth rate remained at 0.8%.
In addition, average household debt was £17,825 if the average was based on the number of households that have some form of unsecured loan, warned the charity.
Meanwhile, total lending rose £1.3bn, secured lending rose by £1bn and consumer credit lending rose £0.3bn.
Total consumer credit lending to individuals at the end of October 2010 was £216bn. The annual growth rate of consumer credit increased from 0.4% to 0.6%.
In the third quarter of the year, UK banks and building societies wrote off £1.83bn of loans, with £740m of that relating to credit card debt.
