Specialist buy-to-let mortgage lender Zephyr Homeloans has cut five-year fixed rates by up to 0.3 per cent.
The lender said that it has reduced rates for deals aimed at properties with an Energy Performance Certificate (EPC) rating between A and C.
This includes five-year fixed rate standard buy-to-let mortgage products at 65 per cent loan to value (LTV) starting from 5.29 per cent.
Rates also start from 5.29 per cent for buy-to-let mortgage products for new builds and flats above commercial properties at 65 per cent LTV.
Five-year fixed rates buy-to-let mortgage products for houses in multiple occupancy (HMO) and multi-unit freehold blocks at 65 per cent LTV start from 5.59 per cent.
For properties with an EPC rating of D or E, five-year fixed rate standard buy-to-let deals begin from 5.39 per cent at 65 per cent LTV.
This is the same for new builds and flats above commercial properties.
Its five-year fixed rate buy-to-let mortgage deal for HMO and MUFB at 65 per cent LTV starts from 5.69 per cent.
Paul Fryers, managing director at Zephyr Homeloans, said: “Landlords are currently experiencing the effects of higher interest rates and are also having to provide higher deposits.
“By lowering our lending rates, we’re enabling brokers to better support their buy-to-let landlord clients’ needs.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
