The products are available up to 75 per cent loan to value (LTV) and starts from 5.79 per cent for standard and limited company borrowers and 5.99 per cent for houses in multiple occupations and multi-unit block borrowers.
The deals come with a three per cent fee.
All standard and limited company products come with a free valuation for loans up to £500,000, after which point the valuation is available at a discounted price.
The rental stress calculations for two-year fixed rates are 125 per cent or 145 per cent depending on the borrower’s tax status.
Steve Cox, chief commercial officer at Fleet Mortgages, said: “Despite the base rate now sitting at 5.25 per cent, swap rates are more stable, allowing us once more to offer two-year fixed rate products for landlord customers.
“Affordability challenges remain in the market, but we are now able to offer a wide choice of options across two- and five-year fixed rates as well as maintaining our tracker range which no longer carries ERCs.”
He added: “Our intention is to keep reassessing our product range and the product options we can offer, and we hope market stability allows us to maintain a broad offering in the market.
“Fleet remains absolutely committed to this crucial market sector and providing the buy-to-let mortgage finance via our partners that their landlord clients continue to need at competitive rates.”
Keystone Property Finance cuts classic range rates
Keystone Property Finance has lowered rates in its classic range by up to 0.25 per cent from today.
Rates in its classic range start from 4.94 per cent, with classic two-year rates being cut by 0.25 per cent and classic five-year rates coming down by around 0.1 per cent.
The lender has also introduced a 5.5 per cent arrangement fee option for two-year fixed rates.
