Retirement specialist Just Group has extended its green mortgage discount feature to all of its lifetime product range and will include properties with an EPC rating of C.
Customers can request a free EPC at the application stage and if eligible, customers can access a 10 basis point discount on their lifetime mortgage rate.
Paul Turner, managing director, retail at Just Group, said: “We’re continuously improving our propositions to make it easy for advisers to present solutions that better meet the needs of their clients.
“Since 2008, over 10.3 million properties in England and Wales have been registered with an EPC of A, B or C and we expect energy efficient housing stock to continue growing.”
He added: “We were the first provider to introduce a green mortgage discount on lifetime mortgages and we’re very pleased to make this more widely available. From 11 September we’re adding it to our entire Just For You Lifetime Mortgage range and extending it to properties with a C-rated energy performance certificate.
“This improvement in our offering helps us to meet our sustainability goals of reaching net zero by 2050 and halving our emissions by 2030, as our lifetime mortgage portfolio forms part of our Scope 3 emissions.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.