Each week Mortgage Solutions and its sister title, Specialist Lending Solutions, pick the top comments from our readers.
This week’s first comment was in response to: Green mortgages branded a ‘gimmick’ as rates often higher than standard deals
One user said: “I agree, it’s a pointless gimmick. If lenders were really serious about green issues, they would tell housebuilders that they won’t grant a mortgage to a new-build unless it has solar panels.
“If you can retrofit them for a few thousand pounds, building them in (and with their buying power) would cost hardly anything – and should come out of their bloated profits.”
The second comment comes from the article: Lenders expect credit to fall, demand to dip and defaults to rise in Q1 – Bank of England
Paul Smulovitch said: “As rates stabilise people are able to afford mortgages. It’s just the shock of what they were paying to what they are now needing to pay.
“What would help is lenders not penalising the self-employed anymore and going back to one lending rule for all.”
The comments here are from our readers and do not necessarily reflect the views of Mortgage Solutions and Specialist Lending Solutions.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
