You are here: Home - News -

Popularity of hybrid products set to grow

  • 01/07/2002
  • 0
Mortgage products combining capital and interest-only repayments are increasing in popularity, as a ...

Mortgage products combining capital and interest-only repayments are increasing in popularity, as a means of addressing endowment shortfalls, writes Adele Burton.

Allen Bruce, marketing manager of UCB, believes they are a viable solution to a growing problem, as borrowers can continue with endowment payments rather than surrendering their policy.

Bristol & West is another lender to see an increase in its part and part mortgages, which it too attributes to the problems associated with endowment shortfalls.

However, some industry experts are warning this kind of hybrid product requires more complex advice from intermediaries.


There are 0 Comment(s)

You may also be interested in

Business Skills

In this section, we offer short ‘how to’ guides on harder to crack areas of business. From social media, to regulation or niche product areas, we cover it all.


Our journalists interview key industry entrepreneurs, strategists and commentators for day-to-day market insight and a strategic view of where the industry is heading. We offer lessons for success and explore the opportunities for your business

Success in Practice

Here, we share case studies fleshing out best practice to help you decide what could work for your business. Take a look at how others approached complex tasks like launching a new mortgage lender, advising on a new product area or deciding to specialise in another. Learn from others mistakes and triumphs.


Each week, we ask top mortgage and property commentators with a unique perspective to examine a key news headline, market move or regulatory or political issue.


Vote in our weekly poll here. It’s your chance to tell us what you think and be heard on the top news stories of the week. Review our archive to find out what your industry really thinks and all our coverage of the results.

Top Comments

Be part of the conversation on Mortgage Solutions. We want to hear from you. We have a tool called Disqus to tell us which stories get the most comments each week. Every Friday, the team picks the most thoughtful or opinionated contributions from our readers to enjoy again. Don’t forget to share your favourite stories from the site on social media to keep the conversation going.

Read previous post:

The Intermediary Mortgage Lenders Association (IMLA) represents the views of some 25 UK lenders invo...