Since the MMR, lenders have been under pressure from the regulator, their credit and risk departments and compliance teams to explain each and every lending decision – and quite rightly so.

Putting the consumer first has been the goal, but ‘unintended consequences’ have struck from time to time. Mortgage advisers have long been reporting underwriter requests which range from a little eccentric to the downright weird to support mortgage applications.

During September, in partnership with specialist distributor TFC Homeloans, we want to hear the strangest requests you’ve ever received from a lender. Mortgage advisers, tell us what you were asked to provide, why, when and from which lender and TFC will award a Fortnum and Mason hamper to the most obscure.

Email your entries to editors@ae3media.co.uk

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