Specialist buy-to-let lender Keystone Property Finance has brought out a range of mortgages for landlords buying or refinancing mainstream properties.
The range is aimed at landlords buying standard properties as well as small houses in multiple occupation (HMO) and multi-unit freehold blocks (MUFB).
Prices for the classic range begin at 4.69 per cent and arrangement fees start at 2.5 per cent.
There are two and five-year fixed rates and landlords can borrow up to 75 per cent LTV.
Keystone will accept HMOs of up to six beds, MUFBs of up to six units, limited company, trading limited and special purpose vehicles.
The maximum loan size is £1.5m per property and £3m of lending per individual.
Some minor adverse credit is permitted.
Elise Coole (pictured), managing director at Keystone Property Finance, said: “Since we launched five years ago we have built a reputation as experts when it comes to helping brokers and landlords with their complex buy-to-let needs.
“However, many brokers may not know that we also cater for landlords buying mainstream properties or smaller HMOs and MUFBs.”
She added: “By creating a brand new range, with its own rates and criteria, for these landlords, we are confident we can be a one-stop-shop for brokers and their clients.
“But while our product guides and literature might look different, we remain as dedicated as ever to providing a top quality service to our brokers and their clients.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
