Specialist buy-to-let lender Zephyr Homeloans has reduced tracker rates by up to 0.4 per cent with standard and specialist property products available.
The lender will offer 5.94 per cent, the bank base rate plus 1.69 per cent, for its lifetime tracker standard buy-to-let deal at 65 per cent loan to value (LTV) for properties with an EPC rating between A and C available.
The rate is 6.04 per cent, the bank base rate plus 1.79 per cent, for properties with an EPC rating of D or E.
Zephyr Homeloans also offers a lifetime tracker mortgage product for houses in multiple occupation (HMO) and multi-unit freehold blocks (MUFB) with an EPC rating of A to C priced at 6.14 per cent. This is the bank base rate plus 1.89 per cent.
For properties with an EPC rating of D or E the rate is 6.24 per cent, which is the base rate plus 1.99 per cent.
Paul Fryers (pictured), managing director at Zephyr Homeloans, said: “We are seeing a steadily increasing interest in tracker mortgage products from brokers who want to help their landlord customers to take advantage of the flexibility such products can offer.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.