Specialist lender Hampshire Trust Bank (HTB) has nearly doubled the maximum loan size for its specialist buy-to-let range from £15m to £25m.
The change comes into effect immediately, with the specialist buy-to-let range including limited company, houses in multiple occupation (HMO) and semi-commercial lending.
In its specialist buy-to-let range HTB offers up to 75 per cent net loan to value lending, has no maximum age, no minimum income and fixed rates for two or five years.
HTB covers limited company application applications, which include trading companies and special purpose vehicles. It also lends on new build flats and short-term lets, while the lender allows DSS and sitting tenants.
Louisa Sedgwick, managing director for specialist mortgages at HTB, said that the change showed its appetite for larger loan sizes and “cements our credentials as a serious player for property investors with larger portfolios”.
She added: “In our experience, writing specialist buy-to-let cases needn’t be complex and so this enhancement, along with more changes that we have planned, is aimed at removing unnecessary barriers and making the complex as simple as possible.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
