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Kent Reliance shakes up mortgage criteria

  • 07/08/2018
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Kent Reliance shakes up mortgage criteria
Kent Reliance, part of specialist mortgage provider and retail savings group OneSavings Bank, has reduced minimum loan sizes, extended mortgage offer validity and increased valuation periods for new build.


Minimum loan sizes across its mortgage product range have been reduced from £70,000 to £50,000, up to 75% LTV, with the exception of expat and specialist BTL mortgages.

For new build properties, including shared ownership, it is extending its mortgage offer validity period from three to six months and increasing its mortgage offer valuation period from six months to seven.

Adrian Moloney, sales director at OneSavings Bank (pictured), said the changes follow broker feedback, particularly for shared ownership, and reflect current market requirements.

He added: “The criteria changes, especially the minimum loan changes, reflect our continued commitment to extending our distribution, particularly in the North of England, where we have been steadily building our BDM support network to ensure that we can offer the same high levels of expertise and support for specialist brokers throughout the UK.”

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