Specialist buy-to-let lender Zephyr Homeloans has brought out a two-year fixed rate deal and lowered rates across its fixed rate mortgage products.
The lender has added a two-year fixed rate at 65 per cent loan to value (LTV) at 5.35 per cent for standard properties with an EPC rating between A and C.
For properties with EPC rating of D or E the rate stands at 5.65 per cent.
The firm is also offering a two-year fixed rate at 65 per cent LTV for houses in multiple occupancy (HMO) and multi-unit freehold blocks (MUB) with a rate of 5.55 per cent for EPC rating between A and C.
For HMO and MUBs with an EPC rating of D and E, there is a rate of 5.65 per cent.
The lender’s five-year fixed rate is 5.95 per cent at 65 per cent LTV for properties with an EPC rating between A and C.
This increases to 6.05 per cent for properties with an EPC rating of D or E.
The firm’s lifetime tracker mortgage is 6.94 per cent at 65 per cent LTV between EPC rating A and C, and 7.04 per cent for EPC rating D or E.
Paul Fryers (pictured), managing director at Zephyr Homeloans, said: “Despite the latest pause in interest rate rises, landlords are still experiencing general inflationary costs in the current economic climate.
“By lowering our lending rates across the board, we’re continuing to enable brokers to support their landlord BTL customers’ needs.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
