This year has not been easy, it has had its ups and downs, making the break even more important for brokers, lenders and everyone who works in the mortgage industry to take a well-deserved breather.

While it has been a rollercoaster year, it has been an honour to host you at events, report on key industry happenings and be a forum for debate and discussion, perhaps even more due so to the volatility of the market this year.

We have put together our most read stories for the year, along with a selection of our most popular blogs and analyses, as well as some more whimsical pieces on what brokers would want from Santa and the mortgage market, 12 days of Christmas edition to keep you entertained over the festive period.

Best wishes from everyone here at AE3 Media and bring on 2024. See you on 2 January.