Each week Mortgage Solutions and its sister title, Specialist Lending Solutions, pick the top comments from our readers.
This week’s comment is in response to the article: Stamp duty cuts require supply-side impetus – Clifford.
Sox said: “Interesting article, personally I think a stamp duty holiday at this moment in time is a terrible idea, I’d even go as far as to say irresponsible.
House prices are already over inflated, lenders and solicitors are struggling to cope with demand, and what we are essentially doing is encouraging people to borrow, or borrow more, at a time when interest rates are significantly increasing along with what we know are going to be hard financial times ahead.
“The last crash came off the back of an environment where people were encouraged to borrow more than they could afford to pay. Yes, it was done by ‘non-regulated’ mortgages, but does that mean if we walk into it with our eyes wide open this time, that it will be ok?”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
