Halifax is lowering selected rates by up to 0.5 per cent, including two and five-year fixed rates, from this Friday.
The changes cover products from 60 to 95 per cent loan to value, and cover fee-free and £999 fee options.
At 60 per cent LTV, its fee-free two-year fixed rate will fall by 0.5 per cent to 5.9 per cent and its fee-free five-year fixed rate at the same LTV will decrease by around 0.04 per cent to 5.26 per cent.
Its fee-free two-year fixed rate at 75 per cent LTV will go down by 0.45 per cent to 5.96 per cent and at 90 per cent LTV its no-fee two-year fixed rate will decrease by 0.22 per cent to 6.32 per cent.
Its five-year fixed rate with no fee at 75 per cent LTV will fall by 0.04 per cent to 5.26 per cent and at 85 per cent LTV the rate will contract by 0.07 per cent to 5.38 per cent. At 95 per cent LTV the decrease applied will be 0.04 per cent, with the rate coming to 5.92 per cent.
Within its £999 fee range, its two-year fixed rate at 60 per cent LTV will fall by 0.5 per cent to 5.64 per cent and at 75 per cent LTV, the decrease is 0.45 per cent to 5.7 per cent. At 90 per cent LTV, the rate will go down by 0.22 per cent to 6.06 per cent.
On the five-year fixed rate side, its deals at 60, 75 and 95 per cent LTV will decrease by 0.04 per cent and 85 per cent LTV the fall is 0.07 per cent.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
