The West Brom has cut three-year fixed rates by up to 0.3 per cent in response to rate cuts across the wider mortgage market.
Highlights across the range include a rate of 5.44 per cent for remortgages at 75 per cent loan to value (LTV), with a competitive fee of £999 and £500 cashback.
Gareth Madeley, head of product at the West Brom, said: “While rates have dipped in recent weeks, persistently high costs of living mean that it’s as important as ever for us to offer borrowers a competitive product when they come to remortgage.
“These cuts will see rates reduce across our entire three-year range, keeping fees to a minimum with the additional support of cashback.”
MHBS slashes rates by up to 0.35 per cent
Market Harborough Building Society (MHBS) has reduced its fixed rates across multiple ranges by up to 0.35 per cent.
Two-year fixed rates have reduced by 0.35 per cent whilst three and five-year fixed rates have fallen by 0.2 per cent and 0.1 per cent respectively.
The lender has also introduced tiered pricing and standard product fee of 0.65 per cent in its buy-to-let range.
MHBS has made top-slicing, lending into retirement and annexes available as standard under tier one products, with tier two and tier three options available for more “challenging buy-to-let scenarios.
The buy-to-let range has no minimum ICR, with affordability being assessed by taking personal and rental income into account.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
