The past few years have been bumper years for the mortgage market with record levels of gross mortgage lending.
End of year figures from IMLA show that gross lending is expected to be £310bn this year, which is above the forecasted £275bn predicted at the of last year.
However, the same report warned that gross lending for 2023 is predicted to be £265bn in 2023 and fall to £250bn in 2024.
A variety of headwinds, including inflation, base rate rises, house price falls, the cost of living crisis, heightened affordability and the fall in purchase activity are expected to slow the momentum of the mortgage market.
This month in Mortgage Solutions, we want to know how brokers are planning to shore up their businesses for the coming year.
Brokers, how will you try to maintain business levels in 2023?
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.